1. Where do I send in the GIC, RSP and RIF applications?

Non-Registered GICs

2. Does ResMor Trust take GIC deposits for Trust Accounts?
3. Does ResMor Trust take GIC deposits for Corporate Accounts?
4. Does ResMor Trust take GIC deposits for Non-corporate accounts?
5. Does ResMor Trust take GIC deposits for Estates?
6. Does ResMor Trust take GIC deposits for In Trust For accounts?
7. Does ResMor Trust take GIC deposits for Joint Accounts?
8. Does ResMor Trust take GIC deposits for Individuals?
9. Does ResMor guarantee rates for Non-Registered GICs?
10. Where can I get a GIC application?
11. What is required to withdraw funds from a Cashable Non-Registered GIC held with ResMor Trust?
12. Can ResMor Trust direct deposit funds to a client’s account?
13. What happens once a GIC is booked?
14. Can ResMor Trust accommodate odd GIC terms?

RSP & RIF

15. Does ResMor Trust offer Tax Free Savings Accounts?
16. Does ResMor Trust offer LIRA, LRSP, or LIF’s?
17. What does ResMor Trust require to guarantee an RRSP or RRIF rate?
18. What does ResMor Trust require for an RSP/RIF renewal?
19. Where can I get an RRSP or RRIF application?
20. What is required to withdraw funds from an RRSP /RRIF account held with ResMor Trust?
21. Can ResMor Trust direct deposit funds to a clients bank account?
22. Can ResMor Trust accommodate odd GIC terms?

Where do I send in the GIC, RSP and RIF applications?


Please send all GIC, RSP and RIF-related documents to:

ResMor Trust Company
Broker Deposit Operations
1400-3250 Bloor Street West, East Tower
Toronto, Ontario
M8X 2X9
Toll free fax: (866) 438-3720

Does ResMor Trust take GIC deposits for Trust Accounts?


Yes

Does ResMor Trust take GIC deposits for Corporate Accounts?


Yes

Does ResMor Trust take GIC deposits for Non-corporate accounts?


Yes

Does ResMor Trust take GIC deposits for Estates?


Yes

Does ResMor Trust take GIC deposits for In Trust for accounts?


Yes

Does ResMor Trust take GIC deposits for Joint Accounts?


Yes

Does ResMor Trust take GIC deposits for Individuals?


Yes

Does ResMor Guarantee rates for Non-Registered GICs?


Rate guarantees are available for Non–Registered GICs at the time of renewal, provided that ResMor receives written instructions at least 20 days prior to the maturity date of the GIC. The GIC will be renewed at the guaranteed rate or the prevailing rate on the date of maturity, whichever is higher.

Where can I get a GIC application?


If you are a GIC Broker with an agreement with Resmor Trust, click here to download an application form.

What is required to withdraw funds from a Cashable Non-Registered GIC held with ResMor Trust?


We would require a Letter of Direction signed by either the client or the broker. This letter can be faxed or mailed to us at the number or address above.

Can ResMor Trust direct deposit funds to a client’s bank account?


Direct Deposit: Electronic Funds Transfer (EFT) instructions will be accepted for both Non-Registered and RRIF accounts. A copy of a void cheque is required to avoid any errors in the bank codes, transit numbers etc.
Exception: ResMor Trust cannot direct deposit funds for cashable withdrawals.

What happens once a GIC is booked?


Once a GIC has been purchased with ResMor Trust a Confirmation of Deposit is sent to the Deposit Broker with all the GIC particulars.

Can ResMor Trust accommodate odd GIC terms?


Odd terms or specific maturity dates are acceptable if requested.

Does ResMor Trust offer Tax Free Savings Accounts?


No

Does ResMor Trust take LIRA, LRSP, or LIF’s?


No

What does ResMor Trust require to guarantee an RRSP or RRIF rate?


We would require a fax copy of the RSP/RIF application and the Transfer form.
Please fax these documents to 1-866-438-3720.

What does ResMor Trust require for an RSP/RIF renewal?


We would require a Letter of Direction signed by the broker indicating the new term.

Where can I get an RRSP or RRIF application?


If you are a GIC Broker with an agreement with Resmor Trust, click here to download an application form.

What is required to withdraw funds from an RRSP /RRIF account held with ResMor Trust?


We would require a Letter of Direction signed by the client. This can be faxed or mailed to us at the number/address provided above.

Can ResMor Trust direct deposit to a client's bank account?


Direct Deposit: Electronic Funds Transfer (ETF) instructions will be accepted for both Non-Registered and RRIF accounts. A copy of a void cheque is required to avoid any errors in the bank codes, transit numbers etc.
Exception: ResMor Trust cannot direct deposit funds for cashable withdrawals.

Can ResMor Trust accommodate odd GIC terms?


Odd terms or specific maturity dates are acceptable if requested.